Injury Insurance in Sarasota
How to Protect Your Financial Rights in a Car Accident
When you get in a
car accident, you expect your insurance company to pay for your damages. Florida no-fault
insurance law requires that all motorists carry motor vehicle insurance.
Despite this mandate, however, a staggering number of Florida drivers
are either uninsured or underinsured.
According to the Florida Insurance Council, as of 2009, Florida ranks number
five in states with the highest rates of uninsured drivers. Nearly one
quarter of Florida drivers have absolutely no car insurance, and as the
economy continues to struggle, that figure will continue to rise. Of the
Florida drivers who do have insurance, some are underinsured - they purchase
the bare minimum policy that will not cover your medical expenses in a
crash. Gerber Law urges all Florida drivers to obtain
uninsured/underinsured motorist coverage and medical payment coverage in their car insurance policies. Sarasota
Maria Gerber can provide the personal, yet aggressive representation you need after
Dealing with the Insurance Company After an Accident
Your first instinct after a car accident might be to call your insurance
company. Instead, you should consult right away with a Sarasota injury
lawyer to find out your rights. Too often, insurance companies refuse
to do what is equitable. The insurance company may contact you within
days or even hours of your accident and offer a low settlement number
that may be tempting to accept when you need money to pay for damages
to your car or medical bills. However, you may not know all the ramifications
of the injuries you have incurred in the accident or the extent of damage
done to your property. You may have a headache that could turn out to
be a brain injury, and if you settle with the insurance company right
away, you could run out of money before you even know that you will need
years of treatment.
Sometimes your insurance company will send you to a doctor who will advise
the insurance company that your treatment was not reasonable or necessary
or that your injuries are not accident-related. Even if you have uninsured/underinsured
motorist coverage and MedPay, the insurance company will try to say that
your policy does not cover your treatment or your injuries.
You are not on an even playing field with the insurance company. Insurance
adjusters are sophisticated and knowledgeable about Florida's no-fault
insurance laws, and they will take advantage of your ignorance. Talk to
an attorney before you talk to the insurance company.
Gerber Law represents victims and families, not insurance companies. You will always
work directly with a lawyer. Maria Gerber has dedicated her practice to
helping personal injury victims, and she will fight for you to obtain
every penny to which you are entitled to from your insurance policy.
Gerber Law today for a
consultation if you have been in a motor vehicle accident. Education, knowledge and aggressive legal representation combined with
personal attention to each client are what makes Maria Gerber a champion
for victims’ rights. With offices in Sarasota and Venice, Florida,
Gerber Law serves the southwest coast of Florida.
NO FEE UNLESS YOUR ATTORNEY RECOVERS MONEY FOR YOU.