Florida is known for its sunny weather, which is why many people choose to ride bikes for leisure or as a means of commuting to work. While bicycling is a great way to stay in shape and get fresh air, unfortunately, bicyclists can be very vulnerable on the road. Often, automobile drivers don’t look out for bicyclist on the road and as a result accidents and serious injuries can occur.
If you or a loved one was harmed in a bicycle accident with another cyclist, vehicle or any other dangerous barrier, don’t hesitate to contact an experienced bicycle accident attorney in Sarasota to help you file a claim. At Gerber Law, our qualified Florida accident attorneys can help you fight for the compensation you deserve. Call us today for a free consultation.
Does insurance cover my bicycle accident?
If you are in a bicycle accident in Sarasota, it’s good to know there are several options as far as insurance is concerned. In many instances, your insurance can cover some of the damages caused from a bicycle accident injury. For example, if you carry personal injury protection (PIP), this could provide some coverage for medical expenses suffered from your injury. However, if your bicycle accident was caused by the negligence of another party, then you have the right to file a personal injury claim against the liable party. If you win the claim, then that party’s liability insurance must pay your damages.
Injuries are not only painful and scary, but they can be extremely costly to treat. After a bicycle injury, you should make sure you have insurance to cover it or are filing a claim to hold the responsible party accountable. Having a knowledgeable bicycle accident attorney in Sarasota on your team can make the difference between winning or losing your claim.
We will deal with the insurance companies for you
Many drivers are quick to shift the blame for the accident onto the bicyclist. Because of this, injured cyclists are often forced to prove they were lawfully and defensively riding when the accident occurred.
Drivers have a responsibility to share the road with bicyclists and exercise reasonable care toward them and other motorists. In determining the cause of the accident, the driver’s insurance company will attempt to defend their policyholder by investigating the accident on their own. The insurance company wants to limit their liability and reduce their financial obligation to you. You shouldn’t offer information to the other insurer without a lawyer by your side.
Attorney Maria Gerber, founder of Gerber Law, understands the tactics and strategies that insurance companies use to minimize their responsibility in an accident. Ms. Gerber can fight back, proving that you suffered financial loss from a serious accident and that the at-fault party needs to pay.
Causes of bicycle accidents
There are several reasons bicycle accidents happen in Florida, and often it’s not the cyclist’s fault. Some of the most common reasons bicycle accidents occur in Florida include:
- Inebriated drivers
- Distracted drivers
- Poor road conditions
- Car doors opening onto the street
- People driving in the bike lane
- Driver’s making illegal turns
- Speeding or aggressive driving
- Poor visibility
It’s common for drivers to not pay attention to cyclist on the road. However, that is not an excuse if an accident occurs. When you are injured on a bike because a driver acted negligently on the road, you have the right to file a claim and be compensated.
Injuries from bicycle accidents
Although bicycling is a lot of fun, the roadways in Florida can be dangerous and ill-maintained. With nothing but a helmet to protect you, collisions with cars and trucks can be deadly or cause life-threatening injuries. Because of the potential for an accident, bicyclists should be extra careful when they’re on the road. Here are a few facts about bicycling accidents in the U.S.:
- Each year over 850 people are killed in bicycle accidents.
- Florida has the highest per capita fatality rate of bicycle accidents.
- Over 150 people die every year in Florida in bicycle-related accidents.
If you or a loved one was injured in a bicycle crash in Sarasota, you should seek justice by filing a claim. The right Florida bicycle accident lawyer can evaluate the details of your situation and determine your best move forward.
What losses are involved in a bicycle accident?
If you’re unjustly injured in a bicycle accident, you may have to file a personal injury claim in Florida to be compensated for your damages. The economic compensation you receive can be used to pay for expensive such as:
- Lost wages from missed time from work.
- Medical expenses from the accident and future medical expenses
- Lost earning capacity
- Property damages
- Any out-of-pocket expenses