Why You Need UM Motorist Coverage
In Florida, although drivers are required to carry a minimum amount of auto insurance, they are not required to carry bodily injury insurance to drive on Florida’s roadways. Florida is a no-fault state which requires drivers to carry at least $10,000 of property damage liability. Property damage liability pays for damage a driver causes to other people’s property involved in a vehicle crash. However, despite many states requiring drivers to carry some type of bodily injury liability insurance, Florida does not require motorists to carry bodily injury insurance or uninsured/underinsured motorist insurance (UM), which means that if someone causes ...
What is Considered Bodily Injury?
Under Florida law, if you have suffered bodily injury as a result of an accident due to the negligent or reckless actions of another party, you may be entitled to compensation. To recover compensation in motor vehicle accidents, you may need to make a claim with the insurance company of the at-fault party or file a lawsuit. Bodily injury liability insurance covers the injury expenses of a third party in an accident but it is not required by Florida law, meaning that if the at-fault driver has no insurance and refuses to pay for damages, you will need to ...
How Much Do Lawyers Usually Take From a Settlement?
Once your personal injury claim has been settled, your lawyer will receive a settlement check on your behalf — but what proportion will be retained and how much will you end up with? That’s an important question for most accident victims looking to hire a lawyer and wondering how much it will cost. Unfortunately, few personal injury cases are as straightforward as they first appear. Many take longer than expected and fair settlements with insurance companies are only possible after months of wrangling, the threat of litigation, and/or considerable efforts from your personal injury lawyer. So, when all is ...
How to choose the right motorcycle helmet
Do you have to ride a helmet when you ride a motorcycle in Florida? It depends. According to ClickOrlando.com, the law requires you to wear a helmet if you are under 21, but if you are 21 or older, the choice is up to you. Even if you do not have to wear a helmet when riding a motorcycle, it is still a good idea. Statistics from the Centers for Disease Control and Prevention indicate that wearing a helmet while motorcycling reduces your risks of head injury and death by 69% and 37%, respectively. Here are some tips for choosing ...
Big rig crashes and safety features that might reduce accidents
Motorists in the Bradenton-Sarasota-Venice area see their fair share of big rigs. Many are traveling to and from Port Tampa Bay, the largest and busiest port in Florida. Given the high number of large trucks on the road, crashes are not uncommon, but researchers have identified ways to reduce these accidents. Understanding the research In 2017, the AAA Foundation for Traffic Safety released a report that examined truck-related collisions. Researchers for the study recommended installing four specific safety features on large trucks. Their findings indicated that the advanced safety technologies had the potential to prevent some 63,000 truck-related crashes annually. ...
